Have you thought about trading in your old home? Some limitations apply, but the majority of the time we can use the home as a trade. We remove the home and get the site ready for your new home!
How to Budget for Your New Manufactured Home
You can easily create a budget by writing down all of your monthly expenses and comparing your expenses to your monthly income.
The easiest way to do this is by splitting all your bills and other costs into categories such as utilities, travel expenses, food, donations, etc., and writing down what you should spend each month for each individual category.
Simply sit down and write your income at the top of a piece of paper, and then determine your recurring expenses. From there, you can see how much money you have left that can be used for a mortgage payment.
Here's a Helpful List:
1) Home (rent/mortgage, taxes, insurance, repairs)
2) Utilities (electric, gas, sewer/trash, internet, home phone, cell phone, cable)
3) Food (grocery, restaurants)
4) Travel (car payment, car insurance, gas, maintenance)
5) Medical (doctor bills, medications)
6) Personal (entertainment, clothing, extracurricular, cosmetics)
Thermostat Tips to Save Energy
During the warm months, it is recommended that you set your home’s cooling system to 78 degrees Fahrenheit if you’ll be out of the house for 4 or more hours, raise the settings so the AC only comes on if the temperature reaches 88 degrees to help save money on your energy bill. Remember to open the doors between rooms in your home so the cool air can flow more freely and close the blinds and curtains to keep the sun out.
During the cooler months, turning your thermostat lower by 10%-15% for 8 hours per day, will help you see an energy usage reduction on your bill. Also, consider covering hard floors with rugs and carpets to help trap the heat in. Installing a programmable thermostat in your home will let you run a scheduled heating and cooling program without having to remember to change your settings throughout the day. Adjusting the temperature in your home, either manually or with a programmable thermostat will save you money.